What You Should Know About Volunteer Accident Insurance

Find out how you can offer your volunteers the protection they need.

If you run a nonprofit, then chances are you employ volunteers.  While using volunteers is a cost-effective way of completing the business of your nonprofit, there are some risks associated with this strategy.  Find out how you can keep your valued volunteers safe with volunteer accident insurance.

What is volunteer accident insurance?

Volunteer accident insurance comes into play when a volunteer sustains injury while carrying out activities for your organization.  This type of insurance provides coverage for the expenses incurred by the accident.  While some states do not require nonprofits to provide coverage for volunteers, volunteer accident insurance is a relatively affordable way to make sure these valued members of your team are protected.

What does volunteer accident insurance cover?

Volunteer accident insurance covers the costs associated with a medical treatment, disabilities, dismemberment, and death caused by an accident while on the job.  This insurance is designed to provide additional coverage beyond your volunteers’ heath care coverage.  If a volunteer is critically injured, then this insurance provides temporary, total disability benefits.  Additionally, this type of policy can provide coverage for a volunteer’s wages if they miss work due to their injuries.

Can I afford this coverage?

Generally speaking, volunteer accident insurance is one of the most affordable policies available.  The cost of your policy is based off of how many volunteers you have and what services your volunteers supply.  To find out how you can get coverage for your budget, speak to your nonprofit insurance provider.

If you are looking to get coverage for your volunteers, then don’t hesitate to contact the experts at Colorado Nonprofit Insurance Agency, part of HUB International in Denver, Colorado at 303-894-0298.  Our dedicated team is ready to assist you with all your nonprofit insurance needs.