What You Should Know About Identity Theft

What You Should Know About Identity TheftYour personal information is out there, and bad people are out there trying to steal and sell it.

Dwight Schrute said it best: “Identity theft is not a joke, Jim! Millions of families suffer every year!” Criminals have a variety of methods in which they can steal your private information that, according to the government and law, makes you . . . you. The IRS has some methods they’d like you to know in order to prevent identity theft.

  1. Identity thieves can acquire your information by stealing your wallet/purse, accessing your information via an unprotected network, and even digging in your trash. They could also pose as a representative of some important organization needing your private insurance.
  1. If you receive an email trying to get your information that you suspect is a fraud, forward it to: phishing@irs.gov
  1. The IRS does initiate contact with any taxpayer through email.
  1. If you receive a letter from the IRS suspecting your identity has been stolen, respond immediately. Call the number on the IRS notice.
  1. Your identity may have been stolen if you receive a letter from the IRS stating they received more than one tax return in your name. If your social security number was stolen, that individual may use that number for their job, and the employer will use that number for tax purposes. In turn, it will appear that you did not report all of your income.
  1. If you suspect yourself a victim of identity theft, you need to send the IRS proof that you are you. Submit a copy of your valid government-issued ID, and a copy of a police report and a completed 14039 form—IRS Identity Theft Affidavit.
  1. Do not carry your social security card with you at all times, but do present it to your employer when you get hired.

For more information regarding identity theft, contact the experts at Colorado Nonprofit Insurance Agency in Denver, Colorado. We will work with you to ensure you are getting the most out of your coverage.