 |
 Why we changed our name in 2012! |
|
      |
|
||
|
Colorado Nonprofit Insurance Agency is a wholly owned Subsidiary of Colorado Nonprofit Association |
 |
A Perfect Partnership for Colorado Nonprofits Did you know that Colorado Nonprofit Insurance Agency (a wholly-owned subsidiary of the Colorado Nonprofit Association) is the only insurance agency in Colorado that has access to ANI? Did you know that ANI is a 501(c)(3) nonprofit? That's right - ANI is a 501(c)(3) nonprofit whose only mission is to be a stable source of liability insurance for the nonprofit sector. In cooperation with Colorado Nonprofit Insurance Agency, ANI presently insures more than 650 Colorado nonprofits, and we are growing. ANI issues insurance policies written specifically for nonprofits. We work with Colorado Nonprofit Insurance Agency to provide risk management and loss control services, as well as insurance, to help our member nonprofits operate as safely as possible. Good risk management doesn't have to be daunting. It is a state of mind. It is a keen awareness of the workings of your organization and how you interact with your clients, your staff, your volunteers, and members of the public. Good managers and leaders of nonprofits put policies and procedures into place to anticipate what may go wrong with these interactions. With that in mind, here are some risk management tips that you should consider:
Good leaders recognize that risk management is not something you have to do to keep your insurance company happy, but that it is a discipline to help you do whatever you do, the best you possibly can. For more information on ANI, please visit www.ani-rrg.org. If you are already insured by ANI, please make sure you are taking advantage of all the services available to you. For more information on these services, please contact Colorado Nonprofit Insurance Agency via email or (303) 894-0298. Colorado Nonprofit Insurance Agency offers a wide range of competitively priced insurance programs and packages. Remember that profits earned by Colorado Nonprofit Insurance Agency are used to support Colorado Nonprofit Association programs. Please contact us at (303) 894-0298 or toll-free at (866) 537-1142 when you are purchasing insurance for your unique nonprofit organization.
The staff at Colorado Nonprofit Insurance Agency has many years of experience helping organizations to determine the appropriate coverage. Give us a call if you would like to talk with us about our insurance programs. Let us address one of your questions!
COBRA Subsidies to Lapse at End of the Month COBRA subsidies to assist unemployed workers pay the premiums on their employer-provided health insurance are scheduled to expire, yet again, on Aug. 31, 2011. The program provides subsidies to pay 65% of premiums for up to 15 months following involuntary unemployment. The subsidy program was originally passed as part of President Barack Obama's stimulus package in February 2009 as a way to assist the unemployed during the height of the recession. The program was later extended several times, the most recent of which applied to workers who became unemployed on or before May 31, 2010. That extension means workers who lost their jobs in May 2010 will see their 15 months of COBRA eligibility expire at the end of this month. Once the COBRA subsidies expire, the unemployed must pay 102% of the full cost of employer-sponsored coverage in order to continue benefits. Congress is currently out of session until after Labor Day. Regardless, due to the current focus in Washington on reducing the budget deficit, it is unlikely that the COBRA subsidy program will be extended.
Are you making the most of the 2011 Webinar Series sponsored by Nonprofits Insurance Alliance Group? These 60-90 minute, live sessions are both inexpensive and convenient. The discounted session cost is just $25 per login for member-insureds, which makes them ideal for in-service training on risk-management skills, or for polishing and orienting senior management and board members to individual aspects of managing risks in nonprofit organizations. The interactive format permits questions from the participants and responses from the expert(s). All sessions are scheduled for a Tuesday and start at 11:00am Pacific Time (2:00pm Eastern Time). Registration links for each session will be posted on ANI's website approximately 30 days in advance of the webinar date. If you have any questions or need additional information on these webinar series, send an email to losscontrol@insurancefornonprofits.org Essential Elements of a Fleet Safety Program - September 13, 2011 The use of vehicles in nonprofits is as varied as the services they provide. Whether you manage a fleet of vehicles, oversee a mobile group of individuals or simply employ commuters, implementation of a Motor Fleet Safety Program can greatly reduce the risks faced by your clients, volunteers, employees and their families. This webinar will cover the essential elements of a fleet safety program, developing a written program, and implementing a program at your organization. Properly Establishing Independent Contractor Relationships - September 27, 2011 This webinar will detail the importance of properly classifying workers as either independent contractors or employees, with a discussion of the legal liability for misclassification. We will provide participants with a checklist for determining whether an independent contractor relationship can properly be established, discuss the essential provisions in an independent contractor agreement while reviewing a sample agreement, and provide tips on how to respond to a governmental agency audit reviewing independent contractor designations. Everything You Need to Know When Classifying Employees as Exempt or Nonexempt - October 18, 2011 Wage and Hour litigation is one of an employer's greatest liabilities. The best way to stop a pay problem from morphing into a lawsuit is to properly classify your workers as exempt or nonexempt on the basis of both federal and state law. In this webinar, we will detail the liability a nonprofit faces if it doesn't properly classify its employees and provide employers with a checklist to help determine the appropriate exempt/nonexempt classification. What to Do When You Have an Accident, Claim or Lawsuit [FREE SESSION] - October 25, 2011 When an agency vehicle is in an accident, does your driver know what to do at the accident scene? If someone is hurt on your premises, do you know what to do right then and there? What you do or don't do can make a big difference if a claim is made against you. This webinar will detail the do's and don'ts of accident handling and reporting, and also describe what to do if you receive a notice of a claim in the mail or if you are served with a lawsuit. Presented by our Claims Vice President and two of his experienced Claims Examiners, this session makes clear the best practices of claim handling that can protect your agency from inflated, groundless or fraudulent claims.
The staff at Colorado Nonprofit Insurance Agency has many years of experience helping organizations to determine the appropriate coverage. Give us a call if you would like to talk with us about our insurance programs. Let us address one of your questions! Nonprofit Spotlight: Servicios de La Raza Servicios de La Raza is a 39 year-old 501(c)(3) nonprofit organization and culturally responsive human service agency located at 4055 Tejon Street in Denver, Colorado. Servicios provides basic emergency services and programs to the community. Their newest addition is a food pantry for select areas in metro Denver. Other programs include: Juntos is a basic emergency services, bilingual program. This program assists the most vulnerable members of the community who live near poverty and are in need of access to emergency services that are culturally responsive. The La Gente program serves a wide cross-section of the Latino population living with HIV/AIDS, including straight, gay, lesbian, bisexual, and transgendered (GLBT) men, women and youth. The YES program (Youth Experiencing Success) works to provide comprehensive, wrap-around services to empower youth to experience success in education, employment and training. The VISTAS (Victims in Safe Transition and Self-Sufficiency) offers services to victims of domestic violence and their families throughout the metro Denver area. Servicios' Mental Health Unit serves residents of the metro Denver area who suffer from mental and emotional problems. Follow Servicios de La Raza at www.serviciosdelaraza.org.
|
iNews Articles 2011 
