Answered: Affordable Care Act FAQs

Answered: Affordable Care Act FAQsQuick and direct answers to your Affordable Care Act questions.

The Affordable Care Act (ACA), also known as Obamacare, has taken America by storm. Far beyond just affecting health insurance providers, it’s made an impact on the life of every American by making coverage readily available for people of all incomes, but also requiring coverage for all people.

With the major overhaul of the American healthcare system that the Affordable Care Act introduced, it’s no surprise that there has been a bit of confusion around it. So you can get your queries answered, here’s a quick look at some of the most common Affordable Care Act FAQs.

  • Are preventative services related to my pregnancy covered? If you have a non-grandfathered group health plan or individual plan, your coverage is required to pay for recommended preventative care—including prenatal and preconception care—without sharing the cost with you.
  • Is my colonoscopy covered? The great news is that under the ACA, preventative care is generally covered. That means that your insurer or plan provider is not able to impose cost sharing related to preventative screenings—like a colonoscopy recommended by your doctor—including the cost of any anesthesia administered.
  • Will my plan pay for birth control? Under the ACA, your coverage is required to include—without cost sharing—all FDA-identified methods of contraception, including IUDs, diaphragms, and oral contraceptives.

This guide should start to give you clarity about the ACA, but if you have outstanding questions don’t wait to contact Colorado Nonprofit Insurance Agency. Serving Denver and the rest of Colorado, our team of healthcare experts is fully equipped to serve as your guide to the shifting landscape of healthcare in our country. Furthermore, if you run a nonprofit, we can furnish you and your staff with the coverage you need to be ACA-compliant.